What We Can Do For Commercial Banks - Charles Fish Investments

Manage, on a non-discretionary basis, the client bank’s fixed income securities portfolio.
Review and recommend changes, additions and deletions as needed to the client bank’s Investment Policy.
Monitor and provide quarterly compliance reports demonstrating the current status of the client bank’s securities portfolio’s adherence to all provisions of its Investment Policy.
Inform the client bank of all suitable securities available to it and their relative merits and risks.
Execute, as directed, all transactions approved by the client bank in that manner most advantageous to them.
Provide a timely report of each transaction to the client bank and the appropriate custodian.
Assist, as needed, in the successful settlement of all securities transactions.
Provide the necessary documents for the establishment and maintenance of bank credit files, including written credit evaluations for each municipal bond purchased.
Monitor, on an ongoing basis, the credit worthiness of all securities holdings. Report any material credit deterioration and recommend appropriate action.
Provide monthly statements of all securities holdings, including the fair market value of each.
Screen for compliance and recommend for Board approval annually, a list of approved dealers for securities transactions, complete with audited financial reports.
Assist client banks in the monitoring of litigation, legislation or regulatory initiatives as may affect the portfolio holdings or future choices.
Interface as appropriate with client bank Board of Directors, key personnel and standing committees, to aid in the formulation and implementation of asset and liability strategies.
Assist each client bank, when requested, in advising any client of the bank needing guidance in investment matters.

Charles Fish Investments, Inc. (CFI) is a registered investment advisor with the Securities and Exchange Commission. CFI may only transact business or render personalized investment advice in those states and international jurisdictions where we are registered/notice-filed or otherwise excluded or exempted from registration requirements. The purpose of this web site is for information distribution on products and services. Any communications with prospective clients residing in states or international jurisdictions where CFI and its advisory affiliates are not registered or licensed shall be limited so as not to trigger registration or licensing requirements.


	Manage, on a non-discretionary basis, the client bank’s fixed income securities portfolio. Review and recommend changes, additions and deletions as needed to the client bank’s Investment Policy. Monitor and provide quarterly compliance reports demonstrating the current status of the client bank’s securities portfolio’s adherence to all provisions of its Investment Policy. Inform the client bank of all suitable securities available to it and their relative merits and risks. Execute, as directed, all transactions approved by the client bank in that manner most advantageous to them. Provide a timely report of each transaction to the client bank and the appropriate custodian. Assist, as needed, in the successful settlement of all securities transactions. Provide the necessary documents for the establishment and maintenance of bank credit files, including written credit evaluations for each municipal bond purchased. Monitor, on an ongoing basis, the credit worthiness of all securities holdings. Report any material credit deterioration and recommend appropriate action. Provide monthly statements of all securities holdings, including the fair market value of each. Screen for compliance and recommend for Board approval annually, a list of approved dealers for securities transactions, complete with audited financial reports. Assist client banks in the monitoring of litigation, legislation or regulatory initiatives as may affect the portfolio holdings or future choices. Interface as appropriate with client bank Board of Directors, key personnel and standing committees, to aid in the formulation and implementation of asset and liability strategies. Assist each client bank, when requested, in advising any client of the bank needing guidance in investment matters. Charles Fish Investments, Inc. (CFI) is a registered investment advisor with the Securities and Exchange Commission. CFI may only transact business or render personalized investment advice in those states and international jurisdictions where we are registered/notice-filed or otherwise excluded or exempted from registration requirements. The purpose of this web site is for information distribution on products and services. Any communications with prospective clients residing in states or international jurisdictions where CFI and its advisory affiliates are not registered or licensed shall be limited so as not to trigger registration or licensing requirements.